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Who we are...

VFS Services, Inc. was founded as Vernick Finance Company by Richard and Lois Vernick in 1968.  VFS is a family owned and operated company.  VFS specializes in the purchase of installment and revolving sales contracts originated by independent dealers (including selling home foodservice products and equipment, including four to six month supplies of premium meats, fruits, vegetables, and other foods).  VFS currently purchases contracts in 29 states.

VFS employees can offer:

  • Quality Customer Service
  • Convenient payment options for customers
  • Immediate response to dealer questions
  • Fast and efficient credit decisions
  • Hands-on contract purchasing and funds transfer
  • Top quality service to the needs of our dealers and customers.

VFS protects the privacy of our customers; we do not solicit them, nor do we sell their information.

For Customers

For Dealers